Spend, save, and give toward the things that actually matter to you. A fresh take on the classic envelope system — built for sharing with the people you share your money with.
Grandma stuffed cash into paper envelopes — one for groceries, one for rent, one for fun. We turned those envelopes digital so you can plan ahead and stay in sync from any device.
When income arrives, divide it across digital envelopes for each spending category — groceries, rent, eating out, savings.
Record purchases against an envelope. Each balance shows what's truly left to spend, so a glance is all it takes.
Empty envelope? Move money from another one — on purpose. Every trade-off is a decision you make, not a surprise you discover.
Everything you need to plan ahead, together.
Plan your spending before the month starts instead of auditing it after the month ends.
Share one budget across phones and the web, so partners and family always see the same numbers.
Set aside a little every month for annual bills, vacations, and the car repair you know is coming.
Track balances and chip away with a plan — watch payoff dates get closer every month.
Enter a transaction at the checkout line, fill envelopes from your laptop. Everything stays in sync.
A budget is a skill, not a spreadsheet. Free guided courses help you build the habit one small step at a time.
New to budgeting? Build your first envelope budget from scratch with one bite-sized lesson per day.
Learn moreA 30-day challenge to stop living paycheck to paycheck and build your first month of breathing room.
Learn moreUse the snowball method to line up your debts, knock out the smallest first, and build unstoppable momentum.
Learn more“For the first time my partner and I are looking at the same numbers. No more end-of-month surprises — just one shared plan.”— A happy household budgeter
Start free. Upgrade when you want more room.
